72 vs 100 Hours: CCS Activity Test Explained
The number of subsidised hours you receive depends on the activity test. Understanding this can help you estimate your childcare costs more accurately.
How the Activity Test Works
Your fortnightly hours entitlement is determined by the parent or carer with the lowest activity level. Activity includes:
- Paid work
- Study or training
- Volunteering
- Looking for work
- Other recognised activities
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Hours Entitlement Bands
| Activity Hours (per fortnight) | Subsidised Hours |
|---|---|
| 0-48 hours | 72 hours |
| More than 48 hours | 100 hours |
Note: If you're working less than 48 hours per fortnight but have higher activity through study or other approved activities, those hours count too. See our activity hours guide for details on what counts as recognised activity.
What This Means in Practice
If your household uses 50 hours of care per week (100 hours per fortnight):
- With 100 hours entitlement: All hours are subsidised
- With 72 hours entitlement: 28 hours are unsubsidised
Unsubsidised hours are charged at the full fee rate, which can significantly increase your weekly costs.
Key Takeaways
- The activity test uses the lower activity parent's hours
- 72 hours is the standard entitlement under the 3 Day Guarantee
- 100 hours applies when activity exceeds 48 hours per fortnight
- Hours beyond your entitlement are charged at full fees — see CCS hours explained
Frequently Asked Questions
What counts as an activity?
Paid work, self-employment, study, training, looking for work, volunteering, and running a business all count. Some caring responsibilities may also count.
What if I'm on leave from work?
Temporary leave (such as annual leave or sick leave) generally doesn't affect your activity level. The activity test is based on your regular arrangements.
Can I get more than 100 hours?
In most cases, 100 hours is the maximum. Families in certain circumstances (such as those with children at risk) may be eligible for additional hours.
What if one parent doesn't work?
Your entitlement is based on the lower-activity parent. If one parent has zero activity hours, you'd typically receive the base 72 hours entitlement.
This is general guidance only. Report all changes (income, relationship, care arrangements) promptly via myGov. For personalised advice, contact Services Australia at 136 150 or visit servicesaustralia.gov.au/child-care-subsidy.
Hourly caps are indexed annually. For 2025-26: $14.63 (centre-based day care under school age), $13.56 (family day care), and lower for outside school hours care. Check current rates at servicesaustralia.gov.au/child-care-subsidy/rates.